.content-page { background: var(--paper); color: var(--ink-deep); }
.content-shell { width: min(88%, 1240px); margin-inline: auto; }
.content-page h1 { font-size: clamp(46px, 5.8vw, 84px); line-height: 1.04; font-weight: 800; letter-spacing: -.04em; color: var(--ink); overflow-wrap: anywhere; }
.content-page h2 { font-size: clamp(30px, 3.2vw, 46px); line-height: 1.16; font-weight: 800; letter-spacing: -.03em; }
.content-page h3 { font-size: 24px; line-height: 1.3; font-weight: 750; letter-spacing: -.02em; }
.content-page p { text-wrap: pretty; }
.content-page a { text-underline-offset: 5px; text-decoration-thickness: 1px; }
.content-page input, .content-page select { font: inherit; accent-color: var(--ink); caret-color: var(--ink); }
.content-page input:focus-visible, .content-page select:focus-visible, .content-page [tabindex]:focus-visible { outline: 3px solid var(--ink); outline-offset: 4px; }
.content-header { display: flex; align-items: center; gap: 36px; padding-block: 26px; border-bottom: 1px solid var(--rule); }
.content-header .wordmark { font-size: 32px; color: var(--ink); }
.content-nav { display: flex; align-items: center; gap: 30px; margin-left: auto; font-size: 14px; font-weight: 700; }
.content-nav a { display: inline-flex; align-items: center; min-height: 44px; }
.content-nav a:hover, .content-nav a[aria-current] { text-decoration: underline; text-underline-offset: 8px; }
.content-header .sign-in { font-size: 14px; font-weight: 700; margin: 0; padding: 12px 26px; white-space: nowrap; }
.content-header .brand-mark { transform-origin: 50% 70%; }
.content-header .wordmark:hover .brand-mark { animation: brand-nod 600ms var(--ease); }
@keyframes brand-nod { 0%, 100% { transform: rotate(0); } 35% { transform: rotate(-12deg); } 65% { transform: rotate(6deg); } }
.lede { font-size: clamp(19px, 1.7vw, 23px); line-height: 1.55; max-width: 46ch; margin-top: 24px; }
.page-meta { font-size: 13px; line-height: 1.7; color: var(--muted); margin-top: 28px; }
.directory-intro { display: grid; grid-template-columns: 1.5fr 1fr; gap: 8%; padding-block: 68px 72px; align-items: center; }
.directory-intro h1 { font-size: clamp(46px, 5.2vw, 76px); }
.directory-intro .lede { max-width: 36ch; }
.cost-stack { border-top: 1px solid var(--ink); padding-top: 20px; }
.cost-stack > p:first-child { font-size: 17px; font-weight: 700; }
.cost-stack dl { margin: 22px 0 0; }
.cost-stack dl > div { display: flex; justify-content: space-between; gap: 20px; padding-block: 18px; border-bottom: 1px solid var(--rule); }
.cost-stack dt { font-size: 14px; padding-top: 7px; }
.cost-stack dd { margin: 0; text-align: right; font-size: 26px; font-weight: 750; font-variant-numeric: tabular-nums; letter-spacing: -.03em; }
.cost-stack dd span { display: block; margin-top: 5px; font-size: 12px; line-height: 1.5; font-weight: 500; letter-spacing: 0; color: var(--muted); }
.cost-stack .cost-footnote { margin-top: 18px; font-size: 12px; line-height: 1.7; max-width: 48ch; color: var(--muted); }
.directory-section { background: var(--paper); border-block: 1px solid var(--rule); padding-block: 52px 70px; }
.content-page:has(.directory-intro), .content-page:has(.blog-intro) { background: var(--lilac); }
.section-heading { display: flex; justify-content: space-between; align-items: baseline; gap: 24px; }
.section-heading h2 { font-size: clamp(28px, 3vw, 40px); }
.section-heading > a { font-size: 14px; flex-shrink: 0; }
.section-intro { max-width: 78ch; color: var(--muted); font-size: 15px; line-height: 1.7; margin-top: 18px; }
.directory-tools { display: grid; grid-template-columns: minmax(220px, 1fr) minmax(200px, .55fr) auto; gap: 24px; align-items: end; margin-top: 32px; }
.directory-tools label, .fee-calculator > label { display: block; font-size: 13px; font-weight: 750; margin-bottom: 10px; }
.directory-tools input, .directory-tools select, .fee-calculator input { width: 100%; min-height: 48px; border: 1px solid var(--rule); border-radius: 12px; padding: 12px 14px; background: var(--paper); color: var(--ink-deep); font-size: 16px; }
.directory-tools input::placeholder { color: var(--muted); opacity: 1; }
.directory-tools select { padding-right: 24px; }
.filter-submit { min-height: 48px; display: flex; align-items: center; justify-content: center; gap: 16px; background: transparent; color: var(--ink); border: 1px solid var(--ink); border-radius: 28px; font-size: 14px; font-weight: 700; padding: 12px 22px; }
.filter-submit:hover { background: var(--ink); color: var(--paper); }
.filter-submit .icon { width: 18px; height: 18px; }
.results-count { margin-block: 20px 28px; font-size: 13px; color: var(--muted); font-variant-numeric: tabular-nums; }
.directory-labels, .comparison-row { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr) 170px; gap: 44px; }
.directory-labels { padding-bottom: 16px; border-bottom: 1px solid var(--ink); font-size: 12px; font-weight: 650; color: var(--muted); }
.directory-labels span:last-child { text-align: right; }
.comparison-row { padding-block: 30px; border-bottom: 1px solid var(--rule); align-items: center; }
.comparison-row h3 { font-size: 26px; }
.comparison-row h3 a:hover, .article-row h3 a:hover, .featured-story h2 a:hover { text-decoration: underline; }
.category-label { font-size: 12px; margin-top: 8px; color: var(--muted); }
.row-description { font-size: 14px; line-height: 1.65; max-width: 52ch; margin-top: 12px; }
.row-price strong { display: block; font-size: 21px; font-weight: 750; letter-spacing: -.02em; font-variant-numeric: tabular-nums; }
.row-price span { display: block; margin-top: 8px; max-width: 32ch; color: var(--muted); font-size: 13px; line-height: 1.6; }
.row-action { display: flex; align-items: center; justify-content: flex-end; gap: 12px; min-height: 44px; font-size: 13px; font-weight: 750; }
.row-action:hover { text-decoration: underline; }
.row-action .icon { width: 20px; height: 20px; transition: transform 250ms var(--ease); }
.row-action:hover .icon { transform: translateX(4px); }
.empty-results { padding: 48px 0; border-block: 1px solid var(--rule); }
.empty-results p { margin-top: 16px; color: var(--muted); font-size: 16px; line-height: 1.7; }
.empty-results a { margin-top: 24px; min-height: 44px; }
.methodology { display: grid; grid-template-columns: 1fr 1fr; gap: 12%; padding-block: 80px; }
.methodology p { font-size: 16px; line-height: 1.8; }
.methodology p + p { margin-top: 20px; }
.methodology .text-link { margin-top: 28px; }
.access-block { border-top: 1px solid var(--rule); display: grid; grid-template-columns: 1.4fr 1fr; gap: 10%; padding-block: 60px; }
.access-block h2 { font-size: clamp(30px, 3vw, 42px); }
.access-block p { margin-top: 20px; max-width: 61ch; color: var(--muted); font-size: 15px; line-height: 1.7; }
.access-actions { display: flex; flex-wrap: wrap; gap: 16px 24px; align-content: center; align-items: center; }
.access-actions .button { width: 100%; font-size: 16px; }
.access-actions .text-link { font-size: 13px; min-height: 44px; }
.content-footer { border-top: 1px solid var(--rule); display: grid; grid-template-columns: 1fr 1fr; padding-block: 36px; gap: 32px; }
.content-footer .wordmark { font-size: 28px; }
.content-footer p { margin-top: 16px; font-size: 13px; line-height: 1.7; color: var(--muted); }
.content-footer nav { display: flex; flex-wrap: wrap; gap: 0 28px; align-content: start; justify-content: flex-end; font-size: 13px; }
.content-footer nav a { display: flex; align-items: center; min-height: 44px; }
.content-footer nav a:hover { text-decoration: underline; }
.content-footer small { grid-column: 1 / -1; color: var(--muted); font-size: 12px; line-height: 1.7; }
.article-intro { padding-block: 32px 64px; }
.breadcrumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; font-size: 12px; color: var(--muted); line-height: 1.6; margin-bottom: 36px; }
.breadcrumbs a { min-height: 44px; display: inline-flex; align-items: center; }
.breadcrumbs a:hover { text-decoration: underline; }
.article-intro h1 { max-width: 20ch; }
.article-intro .lede { max-width: 62ch; }
.article-intro .page-meta { margin-top: 24px; }
.content-page:has(.article-intro) { background: var(--lilac); }
.reading-area { background: var(--paper); border-block: 1px solid var(--rule); }
.reading-layout { display: grid; grid-template-columns: 210px minmax(0, 1fr); gap: 7%; padding-block: 64px 80px; align-items: start; }
.reading-rail { position: sticky; top: 24px; font-size: 13px; line-height: 1.6; }
.reading-rail summary { display: flex; align-items: center; justify-content: space-between; gap: 16px; font-size: 15px; font-weight: 800; padding-block: 12px; cursor: pointer; list-style: none; }
.reading-rail summary::-webkit-details-marker { display: none; }
.reading-rail .toc-chevron { width: 18px; height: 18px; transition: transform 200ms var(--ease); }
.reading-rail details[open] .toc-chevron { transform: rotate(180deg); }
.reading-rail nav { margin-top: 12px; }
.reading-rail nav a { display: flex; align-items: center; min-height: 44px; padding-block: 10px; }
.reading-rail a:hover { text-decoration: underline; }
.reading-rail > p { border-top: 1px solid var(--rule); margin-top: 24px; padding-top: 24px; color: var(--muted); }
.reading-rail > a { display: inline-flex; align-items: center; min-height: 44px; text-decoration: underline; }
.reading-copy { min-width: 0; max-width: 74ch; font-size: 16px; line-height: 1.8; }
.reading-copy section + section { margin-top: 56px; }
.reading-copy h2 { font-size: clamp(26px, 2.4vw, 34px); margin-bottom: 22px; line-height: 1.2; }
.reading-copy h3 { font-size: 21px; margin-top: 30px; margin-bottom: 14px; }
.reading-copy p + p { margin-top: 20px; }
.reading-copy a { color: var(--ink); text-decoration: underline; }
.reading-copy ul, .reading-copy ol { padding-left: 24px; margin-block: 24px; }
.reading-copy li + li { margin-top: 12px; }
.reading-copy strong { font-weight: 800; }
.reading-copy table { width: 100%; border-collapse: collapse; margin-block: 26px; font-size: 14px; line-height: 1.7; text-align: left; font-variant-numeric: tabular-nums; }
.reading-copy caption { caption-side: bottom; text-align: left; font-size: 12px; color: var(--muted); padding-top: 18px; }
.reading-copy th, .reading-copy td { padding: 18px 16px; vertical-align: top; border-bottom: 1px solid var(--rule); }
.reading-copy thead th { border-top: 1px solid var(--ink); border-bottom-color: var(--ink); color: var(--ink); font-weight: 800; }
.reading-copy tbody th { font-weight: 700; }
.reading-copy .comparison-table th:first-child { width: 20%; }
.reading-copy .comparison-table td { width: 40%; }
.comparison-table td:nth-child(2), .comparison-table th:nth-child(2) { background: var(--soft); }
.table-scroll { max-width: 100%; overflow: auto; }
.table-hint { display: none; }
.reading-copy .comparison-table { margin-bottom: 0; }
.article-definitions { margin-block: 26px; }
.article-definitions > div { display: grid; grid-template-columns: 130px 1fr; gap: 24px; border-top: 1px solid var(--rule); padding-block: 20px; }
.article-definitions dt { font-weight: 800; }
.article-definitions dd { margin: 0; }
.source-note { border-top: 1px solid var(--rule); padding-top: 30px; }
.source-note p { font-size: 14px; color: var(--muted); }
.source-note h2 { font-size: 25px; }
.fee-calculator { background: var(--soft); padding: 28px; margin-top: 24px; }
.fee-calculator input { max-width: 260px; font-size: 23px; font-weight: 750; font-variant-numeric: tabular-nums; }
.fee-calculator dl { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin: 28px 0; }
.fee-calculator dt { font-size: 12px; line-height: 1.6; }
.fee-calculator dd { margin: 10px 0 0; font-size: 25px; font-weight: 750; font-variant-numeric: tabular-nums; }
.fee-calculator p { font-size: 12px; line-height: 1.7; }
.fee-calculator .field-error { margin-top: 12px; font-weight: 700; }
.related-section { padding-block: 56px 64px; }
.related-section h2 { font-size: 32px; }
.related-list { margin-top: 30px; }
.related-list a { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-block: 22px; border-top: 1px solid var(--rule); font-size: 20px; font-weight: 700; }
.related-list a:last-child { border-bottom: 1px solid var(--rule); }
.related-list a:hover span { text-decoration: underline; }
.blog-intro { display: grid; grid-template-columns: 1.2fr 1fr; align-items: end; gap: 10%; padding-block: 64px 60px; }
.blog-intro .lede { margin-top: 0; }
.blog-intro .text-link { margin-top: 26px; font-size: 14px; min-height: 44px; }
.featured-story { display: grid; grid-template-columns: 1.2fr 1fr; gap: 10%; border-top: 1px solid var(--ink); padding-block: 42px 64px; align-items: center; }
.article-meta { font-size: 13px; color: var(--muted); margin-bottom: 20px; }
.featured-story h2 { font-size: clamp(38px, 4.3vw, 60px); }
.featured-story > div:first-child > p:not(.article-meta) { font-size: 16px; line-height: 1.7; max-width: 44ch; margin-top: 22px; }
.featured-story .button { margin-top: 30px; font-size: 16px; }
.call-receipt { padding: 32px; background: var(--paper); }
.call-receipt h3 { font-size: 24px; }
.call-receipt p { font-size: 12px; line-height: 1.7; color: var(--muted); margin-top: 12px; }
.call-receipt dl { margin: 26px 0 0; }
.call-receipt dl > div { display: flex; justify-content: space-between; gap: 20px; padding-block: 14px; border-top: 1px solid var(--rule); font-size: 14px; }
.call-receipt dd { margin: 0; font-variant-numeric: tabular-nums; font-weight: 700; }
.call-receipt dl > .receipt-total { border-top-color: var(--ink); padding-block: 18px; font-size: 18px; font-weight: 800; }
.article-row { display: grid; grid-template-columns: 150px minmax(0, 1fr) 44px; gap: 36px; align-items: center; border-top: 1px solid var(--rule); padding-block: 32px; }
.article-row:last-child { border-bottom: 1px solid var(--rule); }
.article-row-meta { display: flex; flex-direction: column; gap: 8px; color: var(--muted); font-size: 12px; line-height: 1.6; }
.article-row-meta span:first-child { font-size: 14px; font-weight: 750; color: var(--ink); }
.article-row h3 { font-size: clamp(24px, 2.4vw, 32px); }
.article-row p { font-size: 15px; line-height: 1.7; max-width: 70ch; margin-top: 14px; color: var(--muted); }
.article-row-link { width: 44px; height: 44px; display: grid; place-items: center; border: 1px solid var(--rule); border-radius: 50%; }
.article-row-link:hover { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.not-found { padding-block: 80px; }
.not-found > div { display: flex; flex-wrap: wrap; align-items: center; gap: 28px; margin-top: 36px; }

@media (max-width: 1100px) {
  .content-header { gap: 24px; }
  .content-nav { gap: 22px; }
  .directory-intro { grid-template-columns: 1.3fr 1fr; gap: 6%; }
  .directory-labels, .comparison-row { grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr) 145px; gap: 24px; }
  .row-action { font-size: 12px; gap: 8px; }
  .reading-layout { grid-template-columns: 170px minmax(0, 1fr); gap: 5%; }
  .reading-copy .comparison-table th, .reading-copy .comparison-table td { padding: 14px 12px; font-size: 13px; }
  .fee-calculator dl { grid-template-columns: 1fr; gap: 14px; }
  .fee-calculator dl > div { display: flex; justify-content: space-between; gap: 24px; align-items: center; }
  .fee-calculator dd { margin: 0; font-size: 24px; }
}
@media (max-width: 800px) {
  .content-header { display: grid; grid-template-columns: 1fr auto; gap: 10px 20px; padding-block: 20px 12px; }
  .content-header .wordmark { font-size: 27px; }
  .content-header .sign-in { grid-column: 2; grid-row: 1; font-size: 13px; padding: 11px 20px; }
  .content-nav { grid-column: 1 / -1; grid-row: 2; margin: 0; justify-content: space-between; gap: 18px; font-size: 13px; }
  .content-page h1 { font-size: clamp(43px, 8vw, 64px); }
  .directory-intro { grid-template-columns: 1fr; gap: 36px; padding-block: 42px 44px; }
  .directory-intro .lede { max-width: 42ch; }
  .cost-stack { max-width: 600px; width: 100%; }
  .cost-stack dl > div { padding-block: 13px; }
  .cost-stack dd { font-size: 24px; }
  .cost-stack > p:first-child { font-size: 16px; }
  .section-heading { align-items: flex-start; flex-direction: column; gap: 16px; }
  .section-heading > a { min-height: 44px; }
  .directory-section { padding-block: 36px 44px; }
  .directory-tools { grid-template-columns: 1fr 1fr; gap: 18px; margin-top: 26px; }
  .search-field { grid-column: 1 / -1; }
  .directory-tools .filter-submit { padding-inline: 16px; font-size: 13px; gap: 10px; }
  .directory-labels { display: none; }
  .comparison-list { border-top: 1px solid var(--ink); }
  .comparison-row { grid-template-columns: 1fr; gap: 20px; padding-block: 28px; }
  .comparison-row h3 { font-size: 27px; }
  .row-description { max-width: 62ch; }
  .row-price { display: flex; flex-wrap: wrap; gap: 8px 20px; align-items: baseline; }
  .row-price strong { font-size: 20px; }
  .row-price span { margin: 0; max-width: 36ch; }
  .row-action { justify-content: flex-start; font-size: 14px; gap: 16px; width: fit-content; }
  .methodology { grid-template-columns: 1fr; gap: 30px; padding-block: 48px; }
  .methodology h2 br { display: none; }
  .access-block { grid-template-columns: 1fr; gap: 28px; padding-block: 42px; }
  .access-actions .button { width: auto; }
  .content-footer { grid-template-columns: 1fr; gap: 24px; }
  .content-footer nav { justify-content: flex-start; gap: 0 24px; }
  .article-intro { padding-block: 20px 40px; }
  .breadcrumbs { margin-bottom: 24px; font-size: 12px; gap: 8px; }
  .article-intro .lede { font-size: 19px; }
  .reading-layout { grid-template-columns: 1fr; gap: 34px; padding-block: 28px 48px; }
  .reading-rail { position: static; }
  .reading-rail details { border-bottom: 1px solid var(--rule); padding-bottom: 12px; }
  .reading-rail summary { min-height: 44px; }
  .reading-rail nav { display: grid; grid-template-columns: 1fr 1fr; column-gap: 24px; margin-top: 8px; }
  .reading-rail > p, .reading-rail > a { display: none; }
  .reading-copy { max-width: none; font-size: 16px; line-height: 1.8; }
  .reading-copy h2 { font-size: 28px; }
  .reading-copy section + section { margin-top: 42px; }
  .reading-copy .comparison-table { min-width: 610px; }
  .reading-copy .table-hint { display: block; color: var(--muted); font-size: 13px; margin-top: 16px; }
  .table-scroll { padding-bottom: 12px; }
  .reading-copy th, .reading-copy td { padding: 14px 10px; font-size: 13px; }
  .reading-copy caption { font-size: 12px; }
  .article-definitions > div { grid-template-columns: 1fr; gap: 8px; }
  .fee-calculator { padding: 24px; }
  .related-section { padding-block: 40px; }
  .related-section h2 { font-size: 28px; }
  .related-list a { font-size: 18px; }
  .blog-intro { grid-template-columns: 1fr; gap: 26px; padding-block: 42px; }
  .blog-intro .text-link { margin-top: 18px; }
  .featured-story { grid-template-columns: 1fr; gap: 36px; padding-block: 32px 44px; }
  .featured-story h2 { font-size: 43px; }
  .featured-story .article-meta { margin-bottom: 16px; }
  .call-receipt { padding: 26px; }
  .article-row { grid-template-columns: minmax(0, 1fr) 44px; gap: 18px; padding-block: 28px; }
  .article-row-meta { grid-column: 1 / -1; flex-direction: row; flex-wrap: wrap; gap: 8px 18px; align-items: baseline; }
  .article-row h3 { font-size: 25px; }
  .article-row p { font-size: 14px; }
  .not-found { padding-block: 48px; }
}
@media (max-width: 380px) {
  .content-shell { width: 90%; }
  .content-header .wordmark { font-size: 24px; }
  .directory-tools { grid-template-columns: 1fr; }
  .content-page h1 { font-size: 41px; }
  .reading-rail nav { grid-template-columns: 1fr; }
  .fee-calculator { padding: 18px; }
  .fee-calculator dd { font-size: 21px; }
}
@media (prefers-reduced-motion: reduce) {
  .content-header .wordmark:hover .brand-mark { animation: none; }
  .row-action:hover .icon { transform: none; }
}
@media print {
  .content-page, .reading-area { background: white; color: black; }
  .content-header, .content-footer, .reading-rail, .access-block, .related-section, .breadcrumbs { display: none; }
  .content-shell { width: 100%; }
  .article-intro { padding-block: 20px; }
  .content-page h1 { font-size: 36pt; }
  .reading-layout { display: block; padding-block: 20px; }
  .reading-copy { max-width: none; font-size: 11pt; }
  .table-scroll { overflow: visible; }
  .reading-copy .comparison-table { min-width: 0; }
  .reading-copy h2, .reading-copy h3 { break-after: avoid; }
}
.reading-copy img { max-width: 100%; height: auto; border-radius: 1rem; }
.reading-copy figure { margin: 2rem 0; }
.reading-copy figcaption { font-size: .875rem; line-height: 1.6; }